UPST · Covered-Calls
Upstart Holdings, Inc. (UPST) covered calls
A modelled covered call from the published implied volatility, with premium yield and capped upside.
- Modelled strike
- $28.00
- Modelled premium
- $0.27
- Premium yield
- 1.1%
- Annualized premium yield
- 121.8%
- Breakeven
- $24.57
- Downside protection
- 1.1%
- Days to expiration
- 5
Update time unavailable
Loading graph — the exact table is available below.
$12.42: Expiration P/L: -$1,215.00 Update time unavailable
Event / reference markers
- Spot: $24.84
- Expiry breakeven $24.57: $24.57
- sell call strike $28.00: $28.00
Exact data table
Strategy payoff · full stored dataset, independent of graph range/toggles
| Observation | Expiration P/L (USD) | Context | Updated |
|---|---|---|---|
| -$1,215.00 | Update time unavailable | ||
| -$1,190.16 | Update time unavailable | ||
| -$1,165.32 | Update time unavailable | ||
| -$1,140.48 | Update time unavailable | ||
| -$1,115.64 | Update time unavailable | ||
| -$1,090.80 | Update time unavailable | ||
| -$1,065.96 | Update time unavailable | ||
| -$1,041.12 | Update time unavailable | ||
| -$1,016.28 | Update time unavailable | ||
| -$991.44 | Update time unavailable | ||
| -$966.60 | Update time unavailable | ||
| -$941.76 | Update time unavailable | ||
| -$916.92 | Update time unavailable | ||
| -$892.08 | Update time unavailable | ||
| -$867.24 | Update time unavailable | ||
| -$842.40 | Update time unavailable | ||
| -$817.56 | Update time unavailable | ||
| -$792.72 | Update time unavailable | ||
| -$767.88 | Update time unavailable | ||
| -$743.04 | Update time unavailable | ||
| -$718.20 | Update time unavailable | ||
| -$693.36 | Update time unavailable | ||
| -$668.52 | Update time unavailable | ||
| -$643.68 | Update time unavailable | ||
| -$618.84 | Update time unavailable | ||
| -$594.00 | Update time unavailable | ||
| -$569.16 | Update time unavailable | ||
| -$544.32 | Update time unavailable | ||
| -$519.48 | Update time unavailable | ||
| -$494.64 | Update time unavailable | ||
| -$469.80 | Update time unavailable | ||
| -$444.96 | Update time unavailable | ||
| -$420.12 | Update time unavailable | ||
| -$395.28 | Update time unavailable | ||
| -$370.44 | Update time unavailable | ||
| -$345.60 | Update time unavailable | ||
| -$320.76 | Update time unavailable | ||
| -$295.92 | Update time unavailable | ||
| -$271.08 | Update time unavailable | ||
| -$246.24 | Update time unavailable | ||
| -$221.40 | Update time unavailable | ||
| -$196.56 | Update time unavailable | ||
| -$171.72 | Update time unavailable | ||
| -$146.88 | Update time unavailable | ||
| -$122.04 | Update time unavailable | ||
| -$97.20 | Update time unavailable | ||
| -$72.36 | Update time unavailable | ||
| -$47.52 | Update time unavailable | ||
| -$22.68 | Update time unavailable | ||
| $0.00 | Update time unavailable | ||
| $2.16 | Update time unavailable | ||
| $27.00 | Update time unavailable | ||
| $27.00 | Spot reference | Update time unavailable | |
| $51.84 | Update time unavailable | ||
| $76.68 | Update time unavailable | ||
| $101.52 | Update time unavailable | ||
| $126.36 | Update time unavailable | ||
| $151.20 | Update time unavailable | ||
| $176.04 | Update time unavailable | ||
| $200.88 | Update time unavailable | ||
| $225.72 | Update time unavailable | ||
| $250.56 | Update time unavailable | ||
| $275.40 | Update time unavailable | ||
| $300.24 | Update time unavailable | ||
| $325.08 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable | ||
| $343.00 | Update time unavailable |
Black-Scholes from the published at-the-money implied volatility (one expected move above spot). Requires 100 shares per contract; above the strike the shares are called away.
Next steps
Data provenance
Figures are from published, reviewed research as of Oct 29, 2026, 4:00 PM EDT. Modelled option premiums use Black-Scholes with the published at-the-money implied volatility and are labelled as modelled, not as live quotes.