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CHYMChime Financial, Inc.

Next verified earnings Nov 4, 2026 · Earnings history

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Past events · reconstructed

Historical reconstruction for CHYM

Observed outcomes from 5 earnings events (Aug 7, 2025 – Aug 5, 2026). These events have already been reported · modeled strategy results.

Historical · past

Realized move versus what was implied

Implied move is the pre-event ATM straddle estimate; realized move is the observed post-earnings move.

CHYM · Implied versus actual earnings moveAbsolute realized movement and stored implied move share one scale. Signed actual returns and reconstruction status are preserved in the readout/table. Missing quotes are not zero.

Updated Oct 7, 2026

Loading graph — the exact table is available below.

2025-08-07Realized move 14.6781%Implied move 15.0045%Signed actual -14.6781% · Reconstructed · 8 IV checkpointsUpdated Oct 7, 2026
Exact data table

CHYM · Implied versus actual earnings move · full stored dataset, independent of graph range/toggles

ObservationRealized move (%)Implied move (%)ContextUpdated
14.6781%15.0045%Signed actual -14.6781% · Reconstructed · 8 IV checkpointsUpdated Oct 7, 2026
5.387%21.3483%Signed actual -5.387% · Reconstructed · 7 IV checkpointsUpdated Oct 7, 2026
13.5481%18.8448%Signed actual 13.5481% · Reconstructed · 7 IV checkpointsUpdated Oct 7, 2026
12.5173%14.5503%Signed actual -12.5173% · Reconstructed · 7 IV checkpointsUpdated Oct 7, 2026
20.5633%UnavailableSigned actual 20.5633% · Reconstructed · 7 IV checkpointsUpdated Oct 7, 2026

Exact-contract strategy reconstruction

StructureReconstructed runsProfitableAverage return on max lossBestWorst
Long Straddle51 / 5-14.1%5.5%-35.4%
Long Strangle52 / 5-12.7%28.9%-58.7%
Bear Call Spread10 / 1-10.3%-10.3%-10.3%
Bull Put Spread10 / 1-18.5%-18.5%-18.5%
Iron Condor10 / 1-39.8%-39.8%-39.8%

Historical examples

Example trades, payoff and risk

Past structural simulations · modeled fills · not historical recommendations.

Long Straddle

Did not clear entry filters
Modeled entry debit
$401.25
Payoff max loss
-$401.25
Payoff max profit
Unbounded
Modeled exit P&L
-$61.35-15.6% on stored risk basis $392.50

Entry Jul 22, 2026 → Exit Aug 4, 2026. Payoff is a scenario; exit P&L uses the stored exit fills. Payoff uses modeled entry premiums before commissions.

Strategy payoffHistorical example · expiration payoff (before commissions). Entry spot $21.82. Expiry maximum profit unbounded · Expiry maximum loss -$401.25 · Expiry breakevens $18.4875, $26.5125. Total position fees $0.00 deducted once. Intrinsic at the common expiration; IV/time never alters expiry P/L. No early exercise, assignment, slippage, dividends or taxes modeled.

Update time unavailable

Loading graph — the exact table is available below.

$10.91Expiration P/L $757.75Update time unavailable
Event / reference markers
  • Entry spot: $21.82
  • Expiry breakeven $18.4875: $18.4875
  • Expiry breakeven $26.5125: $26.5125
  • buy call strike $22.50: $22.50
  • buy put strike $22.50: $22.50
Exact data table

Strategy payoff · full stored dataset, independent of graph range/toggles

ObservationExpiration P/L (USD)ContextUpdated
$757.75Update time unavailable
$735.93Update time unavailable
$714.11Update time unavailable
$692.29Update time unavailable
$670.47Update time unavailable
$648.65Update time unavailable
$626.83Update time unavailable
$605.01Update time unavailable
$583.19Update time unavailable
$561.37Update time unavailable
$539.55Update time unavailable
$517.73Update time unavailable
$495.91Update time unavailable
$474.09Update time unavailable
$452.27Update time unavailable
$430.45Update time unavailable
$408.63Update time unavailable
$386.81Update time unavailable
$364.99Update time unavailable
$343.17Update time unavailable
$321.35Update time unavailable
$299.53Update time unavailable
$277.71Update time unavailable
$255.89Update time unavailable
$234.07Update time unavailable
$212.25Update time unavailable
$190.43Update time unavailable
$168.61Update time unavailable
$146.79Update time unavailable
$124.97Update time unavailable
$103.15Update time unavailable
$81.33Update time unavailable
$59.51Update time unavailable
$37.69Update time unavailable
$15.87Update time unavailable
-$0.00Update time unavailable
-$5.95Update time unavailable
-$27.77Update time unavailable
-$49.59Update time unavailable
-$71.41Update time unavailable
-$93.23Update time unavailable
-$115.05Update time unavailable
-$136.87Update time unavailable
-$158.69Update time unavailable
-$180.51Update time unavailable
-$202.33Update time unavailable
-$224.15Update time unavailable
-$245.97Update time unavailable
-$267.79Update time unavailable
-$289.61Update time unavailable
-$311.43Update time unavailable
-$333.25Entry spot referenceUpdate time unavailable
-$355.07Update time unavailable
-$376.89Update time unavailable
-$398.71Update time unavailable
-$401.25Update time unavailable
-$381.97Update time unavailable
-$360.15Update time unavailable
-$338.33Update time unavailable
-$316.51Update time unavailable
-$294.69Update time unavailable
-$272.87Update time unavailable
-$251.05Update time unavailable
-$229.23Update time unavailable
-$207.41Update time unavailable
-$185.59Update time unavailable
-$163.77Update time unavailable
-$141.95Update time unavailable
-$120.13Update time unavailable
-$98.31Update time unavailable
-$76.49Update time unavailable
-$54.67Update time unavailable
-$32.85Update time unavailable
-$11.03Update time unavailable
-$0.00Update time unavailable
$10.79Update time unavailable
$32.61Update time unavailable
$54.43Update time unavailable
$76.25Update time unavailable
$98.07Update time unavailable
$119.89Update time unavailable
$141.71Update time unavailable
$163.53Update time unavailable
$185.35Update time unavailable
$207.17Update time unavailable
$228.99Update time unavailable
$250.81Update time unavailable
$272.63Update time unavailable
$294.45Update time unavailable
$316.27Update time unavailable
$338.09Update time unavailable
$359.91Update time unavailable
$381.73Update time unavailable
$403.55Update time unavailable
$425.37Update time unavailable
$447.19Update time unavailable
$469.01Update time unavailable
$490.83Update time unavailable
$512.65Update time unavailable
$534.47Update time unavailable
$556.29Update time unavailable
$578.11Update time unavailable
$599.93Update time unavailable
$621.75Update time unavailable

Exact contracts and modeled fills · dollars per share

Side / quantityContractStrike / expiryEntry fillExit fill
BUY × 1CHYM260821C00022500$22.50 call · 2026-08-21$1.67$2.78
BUY × 1CHYM260821P00022500$22.50 put · 2026-08-21$2.34$0.65

Breakevens: $18.49 / $26.51. Short legs may carry assignment risk; expiry payoff excludes early exercise.

Stored costs: $0.65 / contract / side · slippage 25.0% of spread / fillExample methodology and limitations

13 quote gaps · Record hist_CHYM_098ee39e6914c449 · Historical methodology